Insurance Certifacte of Currency

Details of current insurance coverage

Examples of Public Liability claims

· a participant in a social function accidentally damages a rented meeting hall

· a trip participant accidentally burns down a mountain hut

· a trip participant accidentally dislodges a rock and injures another person, whether in the same group or not.

The policies cover club activities (the type of activity must be one that is covered by the policies – see
below), so for an activity to be covered it must be known to the club. The minimum requirement
would be that a club officer bearer or committee member is advised of the details and that these are
retained in club records.

Activities Covered
Bushwalking Cycling
Liloing Swimming
Rafting /Boating Abseiling
Snow Skiing Caving
Canoeing /Kayaking Track /Hut – Construction and /or
Maintenance
Canyoning (both including & excluding
abseiling)
Alpine Walking (both Summer and Winter)
Leadership training and other related
instructions
Rock Scurrying and use of handheld ropes as
part of a bushwalk
Orienteering / Rogaining Social activities

WHAT AGE LIMITS APPLY?
All members of a club are covered by the insurance policies up to age 95. Under the Personal
Accident policy, some benefits are reduced for members under the age of 18 and over the age of 85.
More details are provided on the Accident Insurance page of the BA web site.
Note: The age limit of 65 in the policy wording is overridden by the age limits in the schedule.